Enter your income and deductions. See which regime saves more tax. FY 2025-26 rates.
| Up to ₹2.5L | 0% |
| ₹2.5L – ₹5L | 5% |
| ₹5L – ₹10L | 20% |
| Above ₹10L | 30% |
| Rebate u/s 87A | Up to ₹5L |
| Up to ₹4L | 0% |
| ₹4L – ₹8L | 5% |
| ₹8L – ₹12L | 10% |
| ₹12L – ₹16L | 15% |
| ₹16L – ₹20L | 20% |
| ₹20L – ₹24L | 25% |
| Above ₹24L | 30% |
| Rebate u/s 87A | Up to ₹12L |
New Regime (Default from FY 2024-25): Lower tax rates but no deductions allowed. No 80C, no HRA exemption, no home loan interest deduction. Standard deduction of ₹75,000 applies. Best for people with fewer investments and deductions.
Old Regime: Higher tax rates but allows all deductions — 80C (₹1.5L), HRA, home loan interest, 80D, NPS (extra ₹50K). Best for people with high investments and deductions.
Who benefits from New Regime: Salaried with income up to ₹7-10L and low deductions. Self-employed with minimal investments.
Who benefits from Old Regime: People with large home loans, HRA, maximum 80C investments, and health insurance premiums.
⚠️ This calculator is for estimation only. Consult a CA for actual tax filing.
FY 2025-26 mein new regime default hai — lekin kuch cases mein old regime better hoti hai. Yeh tool dono compare karta hai taaki sahi regime choose karein.
Salaried employees, freelancers, small business owners — ITR filing se pehle exact tax liability calculate karein aur tax planning karein.